Beberapa kali dah 'terlanjur'...

RAHSIA seorang gadis bawah umur yang tinggal serumah bersama kekasihnya sejak dua minggu lalu terbongkar, selepas ditahan penguat kuasa Jabatan Hal Ehwal Agama (JHEAT) Terengganu di rumah sewanya di Kuala Ibai, di Kuala Terengganu, semalam.

Gadis berusia 16 tahun dan sudah tidak bersekolah serta pasangannya berusia 25 tahun itu ditahan dalam serbuan, kira-kira jam 1.45 tengah hari.

Sumber berkata, serbuan dilakukan selepas menerima aduan penduduk setempat yang curiga melihat pergerakan pasangan terbabit kerana rumah itu turut didiami beberapa wanita lain sebelum ini.

Katanya, ketika serbuan, hanya pasangan terbabit berada di dalam rumah dengan si gadis hanya memakai baju-T tanpa baju dalam dan berseluar pendek, manakala pasangannya hanya memakai 'boxer'.

“Ketika soal siasat, pasangan terbabit mengaku tinggal bersama sejak dua minggu lalu dan mendakwa sudah beberapa kali terlanjur sepanjang perhubungan mereka.

“Pasangan itu turut memberi alasan hanya berehat di dalam bilik berkenaan kerana mereka bekerja sebagai pembantu kedai di restoran di bandar raya ini pada malam,” katanya.

Sumber berkata, gadis terbabit mengaku mereka sudah bercinta sejak empat bulan lalu dan membenarkan kekasihnya tinggal bersama kerana kononnya kasihan melihat lelaki terbabit yang terpaksa berulang alik dari Dungun ke Kuala Terengganu.

Katanya, pasangan terbabit turut mendakwa mempunyai perancangan untuk berkahwin dan dalam proses mengumpul wang.

Sementara itu, Pesuruhjaya JHEAT, Wan Ismail Sahaimi Wan Omar ketika dihubungi mengesahkan tangkapan.

“Pasangan terbabit disiasat mengikut Seksyen 29 Enakmen Kesalahan Jenayah Syariah (Takzir) (Terengganu) 2001 iaitu perbuatan sebagai persediaan untuk melakukan persetubuhan luar nikah,” katanya.

=================================================================================

Insurance

Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.

An entity which provides insurance is known as an insurer, insurance company, insurance carrier or underwriter. A person or entity who buys insurance is known as an insured or as a policyholder. The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms, and usually involves something in which the insured has an insurable interest established by ownership, possession, or preexisting relationship.

The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured. The amount of money charged by the insurer to the insured for the coverage set forth in the insurance policy is called the premium. If the insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster. The insurer may hedge its own risk by taking out reinsurance, whereby another insurance company agrees to carry some of the risk, especially if the primary insurer deems the risk too large for it to carry.